International Business Times

Gold & Silver IRA

TO PLACE AN ORDER OR TO ASK QUESTIONS CALL 1-877-962-1133
Gold Retirement Account

A precious metal retirement plan can reduce the volatility of your retirement portfolio. Historically, gold and silver have moved counter to the direction of stocks, bonds and mutual funds. The technical term is that gold and silver are negatively correlated to stocks.

Regardless of your traditional investment preferences, tangible assets like gold and silver can help make the profitability and safety of your retirement portfolio far more attainable. Including gold and silver within an existing retirement account could improve investment performance by either increasing returns without increasing risk, or by reducing risk without adversely affecting returns.

The performance data below represents the growth investors have seen by placing $33,000 worth of physical gold in a precious metal backed retirement account since 2002

REGAL ASSETS GOLD IRA ACCOUNT
2002 2004 2006 2008 2010
$133,000 $199,500 $251,370 $422,703 $701,687

If you had purchased $33,000 of gold in 1971 when the United States abandon the Bretton Woods Exchange under president Richard Nixxon and held on to it during the last recent economic crisis you could sell that gold today for $701,687.00!!!

From the traders of antiquity to today's most savvy investors, accumulating gold and silver stands the test of time. Gold and silver are accumulated for a myriad of reasons including to hedge volatile stock markets, to offset fluctuating commodities prices and as a safe haven against falling home prices. To capitalize on consistent growth in value, Gold has always proven the safest investment.

Should I Transfer or Rollover my Retirement Plan?

Your first alternative is a "transfer." This is something you can do at any time with your existing retirement account as long as the assets go "from custodian to custodian." In a direct transfer, the money flows directly from one custodian to another. This means the distribution check from the old custodian must be made out in the name of the trustee or custodian of the new precious metal retirement account that receives the funds. Transfers may be made as often as you want.

The second alternative is a "rollover." A rollover occurs when "you" receive the distribution from your existing retirement account and then turn around and deposit it in another retirement plan custodial account. In this case you would need to re-deposit the funds into the new retirement plan account within 60 days. If the 60 day time period is exceeded, you would be liable for taxes and penalties on the money withdrawn. You may roll over the same money only once every 12 months to preserve the tax-deferred status of your retirement savings.

What Coins Can Be Held in a Retirement Plan?

The United States government currently allows certain bullion and rare coins to be held in an IRA for retirement plans. The common phrase and most popular term for this is a precious metal retirement plan. Here is the current list of acceptable precious metals for retirement accounts:

GOLD SILVER
• American Eagle (1)
• Australian Kangaroo/Nugget coins
• Austrian Philharmonic
• Canadian Maple Leaf
• Credit Suisse and PAMP Suisse Gold Bars .999
• U.S Buffalo Uncirculated coins (No Proofs)
• Bars and rounds as referenced below (2)
• American Eagle coins (1)
• Australian Kookaburra coins
• Austrian Philharmonic coins
• Canadian Maple Leaf coins
• Mexican Libertad coins
• Bars and rounds as referenced below (2)
SILVER PALLADIUM
• American Eagle coins (1)
• Australian Kookaburra coins
• Austrian Philharmonic coins
• Canadian Maple Leaf coins
• Mexican Libertad coins
• Bars and rounds as referenced below (2)
• Bars and rounds as referenced below (2)

*(1) Coins, including the American Eagle, that have undergone "certification" (also known as "slabbed" coins) are not acceptable in retirement plans at this time *(2) Bars and rounds produced by manufacturers accredited by Nymex/Comex, LME, LBMA, NYSE/Liffe/CBOT, and ISE-9000 or a national mint. The minimum fineness's for bars are: Gold .995+ Silver. 999+ Platinum .9995+ Palladium .9995+

Frequently Asked Questions

With scores of new investors rolling over existing retirement plans into physical precious metals or opening up new accounts there are a lot of questions. We understand how important your retirement account is to you and want to provide complete clarity on how the entire process works. Here are the top frequently asked questions from investors looking to roll over existing retirement accounts into physical precious metals:

Q: "HOW EASY IS IT TO SETUP A PRECIOUS METALS RETIREMENT ACCOUNT?"
A: We have made the setup process as simple as possible. All you have to do is fill out a one page setup form which you can access from this link: IRA FORM. Fill out the 3 simple sections on your IRA form,
submit it back by faxing it to 323-962-1137 and we will take care of the rest. Once it is received our retirement accounts department will do everything for you including working with your existing custodian to transfer the appropriate funds into physical precious metals. We notify you every step of the way to where we are in the process and specialize in expediting the process. You could not have a more hands free process for rolling over your existing retirement plan into physical precious metals.

Q: "WHAT FORM OF PRECIOUS METALS SHOULD I HOLD IN MY RETIREMENT
      ACCOUNT?"

A: We only believe in physical gold, silver, platinum or palladium that you own and have in your possession. We do not feel it is prudent to hold onto the paper form of precious metals as it is easily manipulated and there is no guarantee to the precious metals that are actually being held. Physical precious metals are very easy to purchase and even easier to store, there is no reason to own the paper form. We deal only in physical precious metals that you have in your possession and could not suggest a better method of owning precious metals.

Q: "ARE THERE ANY TAX PENALTIES FOR MOVING AN EXISTING RETIREMENT
      ACCOUNT INTO PHYSICAL PRECIOUS METALS?"

A: There are absolutely no tax ramifications or penalties for taking an existing retirement plan and moving it into physical precious metals. The process used is commonly referred to as a "rollover" or "transfer" and with this process you will not incur any tax ramifications or penalties on your existing retirement account.

Q: "ARE THERE ANY TAX PENALTIES FOR MOVING AN EXISTING RETIREMENT
      ACCOUNT INTO PHYSICAL PRECIOUS METALS?"

A: There are absolutely no tax ramifications or penalties for taking an existing retirement plan and moving it into physical precious metals. The process used is commonly referred to as a "rollover" or "transfer" and with this process you will not incur any tax ramifications or penalties on your existing retirement account.

Q: "HOW DO I KNOW IF I CAN ROLL OVER MY EXISTING RETIREMENT ACCOUNT
      INTO PHYSICAL PRECIOUS METALS?"

A: It is very simple; any IRA whether it is a Traditional or ROTH can be rolled over successfully into physical precious metals. 401(k) retirement accounts are a little more complicated and your eligibility depends on if you are still employed by the same company or if you have an old 401(k) from a previous employer. If you have an old 401(k) from a previous employer it is very easy to roll over into physical precious metals. If you have an existing 401(k) with a current employer you may have challenges rolling over your plan into physical precious metals. For all other retirement plans or if you are unsure about your account you can call 1-877-962-1133 and speak with one of the experts to see if you plan is eligible to roll over into physical precious metals.

Q: "HOW DOES THE PROCESS OF ROLLING OVER MY RETIREMENT ACCOUNT
      INTO PHYSICAL PRECIOUS METALS WORK?"

A: It is very simple you will have a self-directed retirement account setup for you with a custodian of your choice. Once your account is setup with your new custodian our retirement accounts department will work with your prior custodian in transferring over the appropriate funds into physical precious metals. Once the precious metals are purchased you will hold them at any government approved depository of your choosing until you choose to take physical delivery. We do all the hard work for you and only require one form to be filled out to get the ball rolling.

Q: "DO I OWN THE PRECIOUS METALS IN MY RETIREMENT ACCOUNT AND CAN I
      GET POSESSION OF THEM AT ANYTIME?"

A: Yes to both. You absolutely own the precious metals in your retirement account and can receive them in your hand at any time. It is important to know that the government considers physical precious metals as cash and if you were to receive them in hand you would have to pay the appropriate taxes on your account, and if you cashed out before the age of 59 ½ you would incur additional penalties. To avoid all of this from happening your precious metals are held in a government approved depository of your choice and when the proper time comes they can be delivered to your front door.

Q: "ARE PRECIOUS METALS LIQUID IF I NEED TO SELL?"
A: In this day and age you could not be in a more liquid asset. The demand for physical precious metals in only increasing by the day and it is very easy to liquidate if you need to access funds or switch investment strategies. Precious metals are one of the only universal assets you could sell anywhere in the world and receive a value for and with this assurance you have a global market place to sell your metals to insuring optional liquidity. When you are ready to liquidate your precious metals retirement account simply call 1-877-962-1133 and place a sell order we will handle everything from there.

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